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Job DescriptionRisk & Compliance

Credit Risk Manager Job Description

By January 25, 2024March 6th, 2024No Comments4 min read

Are you seeking a dynamic FinTech Credit Risk Manager to revolutionize your organization’s digital landscape?

At Storm2, we specialize in connecting innovative FinTech companies with top-tier professionals. In this post, you’ll find a Credit Risk Manager job description and key responsibilities for the role.

Credit Risk Manager responsibilities include …

  • Conducting comprehensive credit risk assessments to evaluate the creditworthiness of borrowers, counterparties, and financial instruments.
  • Developing and implementing credit risk management strategies, policies, and procedures to ensure sound lending practices and minimize credit losses.
  • Analyzing credit data, financial statements, and credit reports to identify trends, patterns, and potential credit risks.
  • Assessing credit risk models and methodologies to ensure accuracy, effectiveness, and compliance with regulatory requirements and industry best practices.
  • Monitoring credit risk exposures and portfolio performance, and developing risk mitigation strategies to address identified risks.
  • Collaborating with internal stakeholders, including lending, underwriting, and collections teams, to implement credit risk management initiatives and optimize credit risk decisions.
  • Providing credit risk expertise and guidance to senior management, including recommendations on credit policies, underwriting criteria, and portfolio management strategies.
  • Liaising with regulatory authorities, external auditors, and credit rating agencies to address credit risk inquiries, examinations, and reporting requirements.
  • Contributing to the development and implementation of credit risk management tools, systems, and analytics to enhance credit risk oversight and effectiveness.

Looking to hire a Credit Risk Manager

Try this Credit Risk Manager job description ⚡

 

Credit Risk Manager

Department: Risk & Compliance

Location: Remote

As the Credit Risk Manager, you will play a crucial role in managing credit risk exposure and ensuring sound lending practices within our leading FinTech company. Operating at the forefront of credit risk management, you will collaborate with cross-functional teams to implement robust credit risk management frameworks and optimize credit risk decisions. This remote position offers a unique opportunity to contribute to our mission of transforming the financial industry while working in a dynamic and innovative environment.

Reporting Structure: You will report to the CEO

Credit Risk Manager Job Scope and Responsibilities

  • Conducting credit risk assessments.
  • Developing credit risk management strategies.
  • Analyzing credit data and financial statements.
  • Monitoring credit risk exposures and portfolio performance.
  • Collaborating with internal stakeholders.
  • Providing credit risk expertise and guidance to senior management.
  • Liaising with regulatory authorities and external auditors.
  • Contributing to credit risk management tools and systems.

Preferred Qualifications:

  • Bachelor’s degree in finance, economics, risk management, or related field; advanced degree or professional certification in risk management is a plus.
  • Proven experience in credit risk management roles within the financial services industry or related sectors.
  • Strong understanding of credit risk principles, methodologies, and regulatory requirements.
  • Excellent analytical, problem-solving, and decision-making skills.
  • Strong communication, presentation, and interpersonal skills.
  • Ability to collaborate effectively with cross-functional teams and stakeholders.
  • Detail-oriented and able to work independently.
  • Proficiency in credit risk management tools and software applications.

Benefits:

  • Competitive salary and performance-based bonuses.
  • Remote work opportunity, collaborating with global teams.
  • Opportunities for professional development and career advancement.
  • Comprehensive health and wellness benefits.
  • Engaging company culture with a focus on innovation and collaboration.

About Us:

We are a leading FinTech company committed to driving credit risk management excellence and integrity in the financial services sector. Join us as a Credit Risk Manager and be part of a dynamic team shaping the future of FinTech.

Apply/Contact Us:

Send your CV or get in touch by emailing hiring@fintechcompany.com. Take the lead in shaping the future of FinTech operations with us!

 

 

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